Savings scheme

Only one day left to take advantage of the Asda Christmas savings plan

ASDA’s Christmas Savings Program ends tomorrow at 5 p.m., which means there is only one day left to maximize your bonus.

The program works by rewarding customers who save money as Christmas approaches.


Asda Christmas Savings Program Ends TomorrowCredit: Alamy

You get bonuses worth up to £ 15 depending on how much you save before the deadline.

These cash rewards work on a sliding scale, so the more you save, the more you get in return.

The different bonus levels are:

  • Save £ 30- £ 79: receive a £ 1 bonus
  • Save between £ 80 and £ 129: get £ 3 bonus
  • Save £ 130-179: receive a bonus of 6 €
  • Save between £ 180 and £ 229: receive a bonus of 9 €
  • Save £ 230 to £ 279: receive a bonus of 12 €
  • Save £ 280 or more: receive a £ 15 bonus

Buyers can load a maximum of £ 485 on the Asda Christmas Savings Card, but the bonuses no longer increase once you reach £ 280.

While the bonuses don’t seem huge, you actually get a return on your savings worth between 1.26% and 4.36%.

It’s significantly better than most savings programs, so the cards are actually a fantastic Christmas savings tactic for regular Asda buyers.

If you are at the top of a bonus tranche your return is much lower than if you just save a pound more and push yourself to the next bonus.

For example if you get £ 79 you get £ 1 bonus which equals 1.26% but if you add extra £ 1 you get £ 3 bonus equals 3.75%.

The best return on savings is if you set aside exactly £ 280, which gives you a top-up of £ 15 and a return rate of 5.36%.

Above that, the rate starts to drop as the bonuses don’t go up any more, and if you save the maximum of £ 485, your rate drops to 3.01%.

The deadline before the bonus calculation is 5 p.m. on Sunday November 21, 2021.

This means that anyone in the program should check how close they are to the next bonus level.

If you’re almost there, it’s worth saving a little more to push yourself into a higher bonus payout.

The savings and bonus can then be spent in-store at any Asda checkout, as well as online grocery stores and at

You can top up the card at the cashier in any Asda store.

The bonus will automatically be paid to your card by 8:00 am on Monday November 22, which means you don’t have to do anything to claim.

Other supermarkets also have savings programs, including Morrisons, Sainsbury’s and Tesco.

Asda is also planning to launch its first-ever loyalty card program offering shoppers cash on groceries.

And Morrisons has announced a revamp to its loyalty program, which means buyers will receive cash instead of points.

Asda’s 2021 Christmas ad about making the holiday season ‘spectacular’

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